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Fill the Loan application

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Review your application and agreement terms

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Loan Disbursement

get Access to Loans quick and easy

Personal loans for all purposes

SMART CASH

Get access to smart cash without collateral, No paperwork, and no visit to any office. With Smart Cash, you take care of urgent needs anywhere, anytime. Get started and smile afterward
  • Get up to ₦15,000
  • loan disbursed within few hours
  • No collaterals needed

FLEXI CASH

Do you have an urgent need for cash to settle bills, and to take care of emergencies? FlexiCash is a workable way to access higher loan within a few hours and can be utilized in the manner the borrower wishes to.
  • Access up to ₦100,000
  • Repayment up to 6 months
  • Easy Online Application
  • No collateral needed
 

MAXI CASH

Maxi Cash serves the economic needs of people from different income groups, either Employed or self-employed individuals. It is a multi-purpose loan to take care of many expenses such as home renovation, medical emergency, school fee, rent and many more.  
  • Get up to ₦500,000 
  • Flexible repayments up to 12 months
  • Fund in your account within 24 hours of Approval
  • Fast Decision
  • 6 months Bank Statement

SME CASH

Empower your business financially with SMECash, designed for small and medium startups or existing businesses to enable them realize their growth aspirations.
  • Get up to ₦1,000,000 
  • Easy Online Application
  • Adequate Business Documentation
  • 6 months Bank Statement

What is Web Development?

At their core, keywords are one of — if not the most — single important component of a successful SEO campaign. Keywords refer to the words typed into a search box – be it on Google, Bing, or Yahoo. However, there is much more to keywords than just that.

The keywords typed into a search box reveal certain details about customers and how they go about searching for things. Knowing this, it’s important to target keywords that mimic your customer’s minds and search tendencies.

What is PCC Advertising?

At their core, keywords are one of — if not the most — single important component of a successful SEO campaign. Keywords refer to the words typed into a search box – be it on Google, Bing, or Yahoo. However, there is much more to keywords than just that.

The keywords typed into a search box reveal certain details about customers and how they go about searching for things. Knowing this, it’s important to target keywords that mimic your customer’s minds and search tendencies.

faq

Frequently
Asked Questions

How fast can I get my loan?

It only takes about 3-5 minutes to apply. Once your application has been approved, we move fast to get you your cash.

We aim to have your funds in your bank account as soon as possible after your loan has been approved.

How soon after my last loan can I get another loan?

Straight away, so long as you’ve repaid your last loan in full and continue to meet our lending criteria.

Why was my application declined?

We need to ensure that we can confirm your identity, and that you can comfortably pay back the loan.

If we were unable to lend to you this time, it is because we take our responsible lending practices seriously.

We’re always happy to have a look at your application, particularly if your circumstances have improved.

How much will you lend me?

We will always try to ensure that we’re only lending an amount you can afford to repay.

Our lending criteria take a number of factors into account before deciding the amount we’re able to lend you. These include income, expected living costs, and your Loan Direct rating.

How is my information stored and protected?

Your privacy and security is important to us. We use products that are the best of the best in the online security business.

We follow the same standards as banks and other online payment companies to ensure your safety and security.

All information is entered through a Secure Socket Layer (SSL), which means an encrypted connection is created between your system and ours, and it's always kept that way.

How long can my loan duration be?

Our loan duration ranges from 1 month to a maximum of 12 months, please note our loan duration is peculiar to each loan product type

What is a personal loan?

A personal loan is an installment loan that is repaid over a scheduled period of time through monthly payments. These monthly payments are fixed amounts and are applied to the loan balance over the scheduled period of time or the term. At the end of the term, the loan will be paid off.

Who is eligible for a loan?

You must be:

  • A Nigerian resident
  • Over 18
  • Employed
How can I apply for a loan

it’s super simple. Just hit Get started button, fill in your info, request for your desired loan, The application should only take you about three minutes!

The process is paperless and you’ll receive a quick decision. You sign electronically and then you’ll receive the cash in your account. It’s that simple.

What is the interest rate?

Our interest rates are as low as 7.5%, please note that our interest rates are according to the selected loan product.

What happens if I have overdue payments?

If your account is not up to date by the last day of the month, we’ll charge you an overdue account fee of . Your total repayments may be higher as the interest will be calculated on your daily outstanding balance.

We will contact you whenever your payments are behind to understand your situation and try to come to an arrangement.

How do I make my repayments?

Repayments are set up to be really easy. When you apply, we set you up with a customised direct debit schedule that is aligned with your pay cycle.

Once your loan is paid back in full, the direct debits will stop.

Can I extend my repayment term?

Your minimum repayments are set and cannot be reduced or extended. If you are facing financial difficulty or hardship we encourage you to reach out to us. We’re fair and understanding, and will work together with you to find a solution that works for both of us.

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